why choose our Center?

  • 25+ Years of Experience

    25+ Years of Experience

    We are rendering services in the field of finance, taxation and regulatory compliances for more than 25 Years.
  • Serving all over India & Abroads

    Serving in India & Abroad

    We have presence in all over India and Abroad directly or through our network firms.
  • 10,000+ Satisfied Clients

    10,000+ Satisfied Clients

    We provide financial, taxation and regulatory services to more than 10,000 Individuals and Businesses.
  • Complete services under one roof

    All services under one roof

    From incorporation to routine finance, tax and regulatory services for businesses and Individuals.
  • Large Team of Professionals

    Large Team of Professionals

    We are a strong team of 25 energetic people with 2 Chartered Accountants and 4 Company Secretaries.
  • Certified Service Provider

    Certified Service Provider

    Certified Service provider for quality standards, data security and confidentiality.
  • 100% Accuracy Guarantee

    100% Accuracy Guarantee

    From our past records, we assure you 100% accuracy in services we provide. If we make an error, we fix it.
  • Cost Effective Solutions

    Cost Effective Solutions

    With us, you can be confident that needs will be met and agreed-upon services will be provided at a fair price.

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Each time I talk with anyone from your office I’ve been extremely pleased with their knowledge base, the manner in which information is presented/discussed and the follow-through. My rating would always be excellent!!!
Harin SoniPracticing CS.
They are very professional and do things in a timely matter. They always get right back to you with an answer to your question. Very easy to deal with.
Pradeep KumarPracticing CS.
We are delighted by the quality of service we continue to receive from you. Yours is a firm really committed to saving the client money!
Mukesh PatelPracticing CS.
We have found your service to be professional, efficient, prompt and friendly and look forward to working together for years to come.
Pranav Shah Practicing CA.
We have been very happy with the service provided by you as you are always prompt in replies to questions and do not bamboozle us with technical jargon.
Ajaykumar PandeyCFO of a Listed Company
What I really appreciate is the personal service I get from the team. They are always available and approachable.
Anuj MittalPracticing CS.
XBRL Experts are a professional Service Providers who operate with a personal touch.
Rakesh ShrivastavaPracticing CS.

Term Loan

Term loans are user specific. Every person takes term loan based on his set of requirements. There are two basic parameters in a term loan.
Interest rate:
The rate at which one avails the loan depends upon the lending bank norms as well as the financial strength. The interest rates depend upon bank to bank.
Duration of repayment:
The repayment of the loan has to be made based on the lending terms as agreed with the bank at the time of availing the loan.
The best use of a term loan is for construction; major capital improvements; large capital investments, such as machinery; working capital; purchases of existing businesses. Fortunately, the cost of such a loan is relatively inexpensive if the borrower can pass the financial litmus tests. Rates vary, making it worthwhile to shop.
We understand these needs and have a strong track record of assisting owners by providing a broad array of loan programs, competitive pricing, competitive loan fees and excellent customer service.
Banks look for 5 “C”s during decision making about term loans:
How the client has managed other loans (business and personal)? They also evaluate the client’s business experience.
Credit capacity:
The bank will conduct a full credit analysis, including a detailed review of financial statements and personal finances to assess the ability to repay.
This is the primary source of repayment. The bank expects this source to be larger than the amount borrowed.
The bank looks for those assets that can be quickly turned into cash if necessary that might work as an alternate repayment source like bonds, stocks, apartment buildings etc. “Banks like to lend to people who already have money.” Most likely a personal guarantee is also required to be added.
Comfort/confidence with the business plan:
The banks make a detailed judgement on the accuracy of the revenue and expense projections along with the condition of the economy and the industry.
The degree of financial strength required to receive loan approval can vary tremendously between banks, depending on the level of risk the bank is willing to take on.



Any person who is above 18 and willing to get Term Loan is eligible.



The basic list of documents required for the term loan is as follows:

  • PAN Card Xerox.
  • Address Proof.
  • Income Tax returns, computation & Balance sheet for last 3 years.
  • Brief profile.
  • Quotations for Term Loan.
  • Detailed manufacturing process.
  • Bank Statement last 12 months.